SEBI Chief, Buch, Calls for Investment In REITs and InvITs Madhabi Puri Buch, the Chairperson of the Securities and Exchange Board of India (SEBI), made an increasing clarion call for investors to positively consider investing in Real Estate Investment Trusts (REITs), Infrastructure Investment Trusts (InvITs), and municipal bonds at the recent SEBI-NISM Research Conference held in Mumbai. The Underlining Importance of REITs, InvITs, and Fractional Ownership SEBI’s chief underscores the need to focus on these […]

Instant T+0 Settlement Mechanism: Lowering Credit Risk for Enhanced Liquidity The T+0 settlement system, allowing for same-day trade settlements, marks a colossal shift towards enhancing immediacy in transactions—directly crediting client accounts, minimizing the risk of delivery shortages, and limiting erroneous trades. Understanding T+0 Settlement: A Move Towards Immediate Trades India’s stock market is at the cusp of a pivotal change with the proposed introduction of T+0 settlements, a move aligning with global market practices. This […]

Insurance Advertisements and Disclosure for ( IRDA Intermediaries like Insurance Broker ) Insurance Advertisements and Disclosure As per F. No. IRDAI / Reg / 2 / 174 / 2021 – In exercise of the powers conferred by clause (zd) of sub-section 2 of section 114A of Insurance Act,1938 read with Sections 14 and 26 of the Insurance Regulatory and Development Authority Act, 1999 (41 of 1999) “Short Title and Commencement” Key Points: Title: The regulations […]

  The Significance of Claim Settlement Ratio in Life Insurance When you delve into the world of life insurance, one vital statistic stands out as a beacon guiding your decision-making process – the Claim Settlement Ratio (CSR). The CSR embodies more than mere figures; it’s a yardstick measuring an insurer’s reliability, a compass that points to the level of trust you can place in a company when the unforeseeable happens. Throughout this discussion, we repeatedly […]

  From Cash to UPI: How Evolution of Digital India Fueled Online Payments A Transformative Journey The last decade has witnessed a revolutionary change in how India engages in financial transactions. Spearheaded by ambitious government initiatives and leapfrogging technological innovations, India has transitioned from a predominantly cash-based economy to embracing digital payments. The journey from cash to the Unified Payments Interface (UPI) reflects a critical aspect of India’s digital evolution, underscoring a concerted effort to […]