SEBI Circular 2025: DigiLocker to Reduce Unclaimed Securities Assets Overview SEBI DigiLocker Unclaimed Assets Circular 2025 SEBI, in a significant move to protect investor interests, issued a circular on March 19, 2025. This mandates the integration of DigiLocker with key securities market participants to minimize unclaimed assets (UAs) in mutual funds and demat accounts. DigiLocker serves as a secure digital gateway for investment statements, death tracking, and nominee-based access. This new mechanism takes effect […]

SEBI Social Stock Exchange Circular 2025: A Comprehensive Guide by Estabizz Fintech Overview of SEBI Social Stock Exchange Circular 2025 The Securities and Exchange Board of India (SEBI) has issued a significant circular on March 19, 2025, aimed at enhancing retail participation in social impact investing. SEBI has reduced the minimum investment size in Zero Coupon Zero Principal Instruments (ZCZPIs) issued on the Social Stock Exchange (SSE) from ₹10,000 to just ₹1,000. This landmark move […]

SEBI DigiLocker Unclaimed Assets Initiative 2025: A Comprehensive Guide by Estabizz Fintech Overview On March 19, 2025, the Securities and Exchange Board of India (SEBI) officially partnered with DigiLocker to address the growing issue of unclaimed financial assets. This collaboration allows investors to store, access, and transfer demat and mutual fund holdings digitally, reducing the risks of unclaimed assets due to informational or procedural gaps. This initiative significantly expands DigiLocker’s role as a Digital Public […]

Are EMI-Free Loans Really Free? Here’s What You Need to Know EMI-free loans seem unrealistically appealing because businesses widely advertise easy financing and hassle-free loan opportunities in today’s market. Everyone would choose to borrow money under these circumstances since there are no monthly payment obligations. The appeal of this offering seems perfect but reality shows something else. The primary purpose of presenting free EMI loans to consumers is a deceptive advertising tactic which fools borrowers […]

RBI Issues New Guidelines on Personal Loans: Here’s What Borrowers Must Know   RBI Personal Loan Guidelines: What Borrowers Must Know In an effort to enhance borrower protection and bring greater transparency to the personal loan ecosystem, the Reserve Bank of India (RBI) released a comprehensive circular addressing how banks must manage floating rate EMIs, reset mechanisms, and borrower rights. These guidelines are part of a broader effort to encourage responsible lending practices and to […]