Hike in collateral-free agriculture loan limit likely to aid banks in managing stress The recent increase in the collateral-free agriculture loan limit from ₹1.6 lakh to ₹2 lakh by the Reserve Bank of India (RBI) is expected to aid banks in managing stress. This move is designed to support the agricultural sector and address rising input costs. The enhanced loan limit, effective from January 1, 2025, aims to provide better financial support to small and […]

New RBI Governor Sanjay Malhotra: Biography, Education, and Career Details Introduction to Sanjay Malhotra’s Appointment as RBI Governor Sanjay Malhotra, a distinguished 1990-batch IAS officer from Rajasthan, has been appointed as the 26th Governor of the Reserve Bank of India (RBI), effective December 11, 2024. With over 33 years of experience in finance, taxation, and public policy, Malhotra has previously served as Revenue Secretary, significantly contributing to financial reforms. Sanjay Malhotra: A Background in Education […]

The Role of India’s Constitution and RBI in Economic Stability Celebrating 90 Years of the RBI Act of 1934 The year 2024-25 marks the 90th anniversary of the passage of the RBI Act of 1934 and the commencement of its operations on April 1, 1935. As we reflect on this milestone, it is crucial to understand the profound impact of institutions like the Reserve Bank of India (RBI) and the Constitution on the economic stability […]

NBFC’s Face Slower Growth Amid Asset Stress and Rising Fund Costs Overview Non-Banking Financial Companies (NBFCs) are experiencing mixed results as they navigate asset stress and increased funding costs. The recent regulatory changes by the Reserve Bank of India (RBI) and a slowdown in bank credit flow have added to the challenges. Below is an insightful analysis of the current landscape and projections for NBFCs including detailed financial trends and strategic implications. Key Insights September […]

Binance Pioneers Framework for Cryptocurrency Compliance and Advocates Responsible Digital Asset Usage Navigating the rapidly evolving world of digital currencies and regulatory landscapes is a significant challenge. Estabizz Fintech Private Limited is dedicated to empowering businesses to overcome these obstacles with clarity and confidence. In this context, understanding Binance’s recent developments offers valuable insights. Insight from Binance’s Leadership Agreement with Indian Regulatory Stance In December, India banned Binance Holdings Ltd., among other international cryptocurrency exchanges, […]